{"id":2359,"date":"2019-03-25T22:58:28","date_gmt":"2019-03-25T22:58:28","guid":{"rendered":"http:\/\/bgadvisors.mx\/bg\/?page_id=2359"},"modified":"2020-01-20T14:47:09","modified_gmt":"2020-01-20T14:47:09","slug":"plan-de-ahorro-para-el-retiro","status":"publish","type":"page","link":"https:\/\/bgadvisors.mx\/bg\/plan-de-ahorro-para-el-retiro\/","title":{"rendered":"Plan de Ahorro para el Retiro"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row full_width=\u00bbstretch_row_content_no_spaces\u00bb][vc_column]\n\t\t\t<!-- START Contactanos REVOLUTION SLIDER 6.7.18 --><p class=\"rs-p-wp-fix\"><\/p>\n\t\t\t<rs-module-wrap id=\"rev_slider_19_1_wrapper\" data-source=\"gallery\" style=\"visibility:hidden;background:transparent;padding:0;margin:0px auto;margin-top:0;margin-bottom:0;\">\n\t\t\t\t<rs-module id=\"rev_slider_19_1\" style=\"\" data-version=\"6.7.18\">\n\t\t\t\t\t<rs-slides style=\"overflow: hidden; position: absolute;\">\n\t\t\t\t\t\t<rs-slide style=\"position: absolute;\" data-key=\"rs-33\" data-title=\"Slide\" data-anim=\"adpr:false;\">\n\t\t\t\t\t\t\t<img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/bgadvisors.mx\/bg\/wp-content\/plugins\/revslider\/sr6\/assets\/assets\/dummy.png?w=640\" alt=\"\" title=\"Plan de Ahorro para el Retiro\" class=\"rev-slidebg tp-rs-img rs-lazyload\" data-lazyload=\"\/\/i0.wp.com\/bgadvisors.mx\/bg\/wp-content\/uploads\/2019\/03\/Banner-BG-PlanRetiro.jpg?fit=1275%2C385&amp;ssl=1\" data-no-retina>\n<!--\n\t\t\t\t\t\t\t--><rs-layer\n\t\t\t\t\t\t\t\tid=\"slider-19-slide-33-layer-1\" \n\t\t\t\t\t\t\t\tclass=\"font-weight-900\"\n\t\t\t\t\t\t\t\tdata-type=\"text\"\n\t\t\t\t\t\t\t\tdata-rsp_ch=\"on\"\n\t\t\t\t\t\t\t\tdata-xy=\"xo:375px,159px,30px,68px;yo:112px,113px,112px,160px;\"\n\t\t\t\t\t\t\t\tdata-text=\"s:50,70,60,30;l:50,70,70,30;fw:900;a:center;\"\n\t\t\t\t\t\t\t\tdata-dim=\"w:574px,auto,732px,361px;h:auto,400px,auto,auto;\"\n\t\t\t\t\t\t\t\tdata-padding=\"t:20;r:20,20,10,10;b:20;l:20,20,10,10;\"\n\t\t\t\t\t\t\t\tdata-frame_0=\"y:100%;tp:600;\"\n\t\t\t\t\t\t\t\tdata-frame_0_mask=\"u:t;y:100%;\"\n\t\t\t\t\t\t\t\tdata-frame_1=\"tp:600;e:power2.inOut;st:500;sp:1240;sR:500;\"\n\t\t\t\t\t\t\t\tdata-frame_1_mask=\"u:t;\"\n\t\t\t\t\t\t\t\tdata-frame_999=\"st:w;sR:7260;auto:true;\"\n\t\t\t\t\t\t\t\tdata-frame_999_mask=\"u:t;\"\n\t\t\t\t\t\t\t\tstyle=\"z-index:5;background-color:rgba(0,0,0,0.75);font-family:'Roboto';\"\n\t\t\t\t\t\t\t>\u00bfQu\u00e9 estas haciendo<br\/>para asegurar tu futuro? \n\t\t\t\t\t\t\t<\/rs-layer><!--\n\n\t\t\t\t\t\t\t--><rs-layer\n\t\t\t\t\t\t\t\tid=\"slider-19-slide-33-layer-6\" \n\t\t\t\t\t\t\t\tdata-type=\"text\"\n\t\t\t\t\t\t\t\tdata-color=\"rgba(255, 255, 255, 1)\"\n\t\t\t\t\t\t\t\tdata-rsp_ch=\"on\"\n\t\t\t\t\t\t\t\tdata-xy=\"x:c;xo:7px;y:m;yo:35px;\"\n\t\t\t\t\t\t\t\tdata-text=\"l:22;\"\n\t\t\t\t\t\t\t\tdata-frame_0=\"y:-100%;o:1;tp:600;\"\n\t\t\t\t\t\t\t\tdata-frame_0_mask=\"u:t;\"\n\t\t\t\t\t\t\t\tdata-frame_1=\"tp:600;st:1530;sp:1000;sR:1530;\"\n\t\t\t\t\t\t\t\tdata-frame_1_mask=\"u:t;\"\n\t\t\t\t\t\t\t\tdata-frame_999=\"st:w;sR:6470;auto:true;\"\n\t\t\t\t\t\t\t\tdata-frame_999_mask=\"u:t;\"\n\t\t\t\t\t\t\t\tstyle=\"z-index:6;font-family:'';\"\n\t\t\t\t\t\t\t> \n\t\t\t\t\t\t\t<\/rs-layer><!--\n-->\t\t\t\t\t<\/rs-slide>\n\t\t\t\t\t<\/rs-slides>\n\t\t\t\t<\/rs-module>\n\t\t\t\t<script>\n\t\t\t\t\tsetREVStartSize({c: 'rev_slider_19_1',rl:[1240,1024,778,480],el:[],gw:[1275,1024,778,480],gh:[385,600,600,600],type:'standard',justify:'',layout:'fullwidth',mh:\"0\"});if (window.RS_MODULES!==undefined && window.RS_MODULES.modules!==undefined && window.RS_MODULES.modules[\"revslider191\"]!==undefined) {window.RS_MODULES.modules[\"revslider191\"].once = false;window.revapi19 = undefined;if (window.RS_MODULES.checkMinimal!==undefined) window.RS_MODULES.checkMinimal()}\n\t\t\t\t<\/script>\n\t\t\t<\/rs-module-wrap>\n\t\t\t<!-- END REVOLUTION SLIDER -->\n[\/vc_column][\/vc_row][vc_row full_width=\u00bbstretch_row_content_no_spaces\u00bb content_placement=\u00bbmiddle\u00bb css=\u00bb.vc_custom_1548270109648{margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;background-color: #111111 !important;}\u00bb el_class=\u00bbprimary_bgcolor bg-gradient tm-fullwidth\u00bb][vc_column width=\u00bb1\/2&#8243; css=\u00bb.vc_custom_1548269221884{padding-top: 0px !important;padding-bottom: 0px !important;}\u00bb][vc_row_inner el_class=\u00bbw-570&#8243; css=\u00bb.vc_custom_1458551731252{padding-top: 80px !important;padding-bottom: 80px !important;}\u00bb][vc_column_inner][vc_custom_heading text=\u00bbExperiencia: Nuestra principal ventaja competitiva\u00bb font_container=\u00bbtag:h2|font_size:30|text_align:left|color:%23ffffff|line_height:1em\u00bb google_fonts=\u00bbfont_family:Merriweather%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal\u00bb tm_font_weight=\u00bb700&#8243; tm_letter_spacing=\u00bb-1px\u00bb el_class=\u00bbheading-left-white font-weight-700&#8243;][vc_custom_heading text=\u00bbLa experiencia es el conocimiento adquirido a trav\u00e9s de los a\u00f1os, un conocimiento que nos ha permitido posicionarnos como el mejor despacho \u00abWealth Management\u00ab en el norte del pa\u00eds. Le invitamos a consultar nuestro video para que aprenda c\u00f3mo podemos maximizar su inversi\u00f3n mediante una diversificaci\u00f3n de portafolios.\u00bb font_container=\u00bbtag:div|font_size:16px|text_align:left|color:%23ffffff|line_height:1.8em\u00bb use_theme_fonts=\u00bbyes\u00bb tm_font_weight=\u00bb100&#8243; css=\u00bb.vc_custom_1548268456860{margin-top: 20px !important;margin-bottom: 20px !important;}\u00bb][thememove_button type=\u00bb2&#8243; link=\u00bbhttps:\/\/www.youtube.com\/watch?v=nWIJiKo2Q_8?rel=0&#8243; align=\u00bbcenter\u00bb target=\u00bb_blank\u00bb text=\u00bbVer video\u00bb][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=\u00bb1\/2&#8243; css=\u00bb.vc_custom_1458550475177{padding-top: 0px !important;padding-bottom: 0px !important;background-image: url(https:\/\/finance.thememove.com\/wp-content\/uploads\/2016\/03\/home02_i2.jpg?id=1028) !important;}\u00bb el_class=\u00bbbg-cover\u00bb offset=\u00bbvc_hidden-sm vc_hidden-xs\u00bb][vc_single_image image=\u00bb3619&#8243; img_size=\u00bbfull\u00bb alignment=\u00bbcenter\u00bb onclick=\u00bbcustom_link\u00bb el_class=\u00bbvideo-popup\u00bb css=\u00bb.vc_custom_1579531621096{margin-top: 180px !important;margin-bottom: 180px !important;}\u00bb link=\u00bbhttps:\/\/www.youtube.com\/watch?v=nWIJiKo2Q_8?rel=0&#8243;][vc_raw_html]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[\/vc_raw_html][\/vc_column][\/vc_row][vc_row full_width=\u00bbstretch_row_content_no_spaces\u00bb css=\u00bb.vc_custom_1548877780658{background-image: url(https:\/\/bgadvisors.mx\/bg\/wp-content\/uploads\/2019\/01\/fondoTranspBG.png?id=1984) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}\u00bb][vc_column][vc_custom_heading text=\u00bbHas pensado&#8230;<br \/>\n\u00bfQu\u00e9 te depara el futuro?\u00bb font_container=\u00bbtag:h1|font_size:40|text_align:center|color:%233f627b|line_height:-10&#8243; google_fonts=\u00bbfont_family:Merriweather%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20regular%3A700%3Anormal\u00bb el_class=\u00bbfont-weight-700&#8243; css=\u00bb.vc_custom_1553554865180{margin-bottom: 25px !important;padding-right: 15% !important;padding-left: 15% !important;}\u00bb][vc_custom_heading text=\u00bb\u00bfSab\u00edas que?&#8230;\u00bb font_container=\u00bbtag:h1|font_size:40|text_align:center|color:%2365859c\u00bb google_fonts=\u00bbfont_family:Merriweather%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20regular%3A700%3Anormal\u00bb el_class=\u00bbfont-weight-700&#8243; css=\u00bb.vc_custom_1550678222426{margin-top: -30px !important;margin-bottom: 25px !important;padding-right: 15% !important;padding-left: 15% !important;}\u00bb][vc_row_inner][vc_column_inner width=\u00bb1\/4&#8243;][vc_single_image image=\u00bb2363&#8243; img_size=\u00bbfull\u00bb alignment=\u00bbcenter\u00bb][\/vc_column_inner][vc_column_inner width=\u00bb1\/4&#8243;][vc_single_image image=\u00bb2365&#8243; img_size=\u00bbfull\u00bb alignment=\u00bbcenter\u00bb][\/vc_column_inner][vc_column_inner width=\u00bb1\/4&#8243;][vc_single_image image=\u00bb2362&#8243; img_size=\u00bbfull\u00bb alignment=\u00bbcenter\u00bb][\/vc_column_inner][vc_column_inner width=\u00bb1\/4&#8243;][vc_single_image image=\u00bb2364&#8243; img_size=\u00bbfull\u00bb alignment=\u00bbcenter\u00bb][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=\u00bbstretch_row_content_no_spaces\u00bb content_placement=\u00bbmiddle\u00bb css=\u00bb.vc_custom_1550676884649{padding-top: -3px !important;padding-bottom: -3px !important;background: #111111 url(https:\/\/bgadvisors.mx\/bg\/wp-content\/uploads\/2019\/02\/separador3.png?id=2120) !important;}\u00bb][vc_column css=\u00bb.vc_custom_1495093314113{margin-bottom: 30px !important;padding-top: 0px !important;}\u00bb][\/vc_column][\/vc_row][vc_row full_width=\u00bbstretch_row_content_no_spaces\u00bb css=\u00bb.vc_custom_1548877663249{background-image: url(https:\/\/bgadvisors.mx\/bg\/wp-content\/uploads\/2019\/01\/fondoAzulBg.jpg?id=2008) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}\u00bb][vc_column][vc_custom_heading text=\u00bb\u00bfCu\u00e1l ser\u00eda el plan ideal de un empleado<br \/>\npara poder contar con un retiro digno?\u00bb font_container=\u00bbtag:h1|font_size:40|text_align:center|color:%23ffffff|line_height:-5px\u00bb google_fonts=\u00bbfont_family:Merriweather%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20regular%3A700%3Anormal\u00bb el_class=\u00bbfont-weight-700&#8243; css=\u00bb.vc_custom_1553555270604{margin-bottom: 25px !important;padding-right: 15% !important;padding-left: 15% !important;}\u00bb][vc_custom_heading text=\u00bbEl Retiro en M\u00e9xico<br \/>\nPlan integral para contar con un retiro digno\u00bb font_container=\u00bbtag:h1|font_size:24|text_align:center|color:%23ffffff\u00bb google_fonts=\u00bbfont_family:Merriweather%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20regular%3A700%3Anormal\u00bb el_class=\u00bbfont-weight-700&#8243; css=\u00bb.vc_custom_1553556343928{margin-bottom: 25px !important;padding-right: 15% !important;padding-left: 15% !important;}\u00bb][vc_single_image image=\u00bb2366&#8243; img_size=\u00bb600&#215;343&#8243; alignment=\u00bbcenter\u00bb][vc_custom_heading text=\u00bb\u00bfPor qu\u00e9 contar con un<br \/>\nPlan de Ahorro para el Retiro?\u00bb font_container=\u00bbtag:h1|font_size:24|text_align:center|color:%23ffffff\u00bb google_fonts=\u00bbfont_family:Merriweather%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20regular%3A700%3Anormal\u00bb el_class=\u00bbfont-weight-700&#8243; css=\u00bb.vc_custom_1553556235918{margin-bottom: 25px !important;padding-right: 15% !important;padding-left: 15% !important;}\u00bb][vc_row_inner][vc_column_inner width=\u00bb1\/2&#8243;][vc_custom_heading text=\u00bbPensi\u00f3n del IMSS Ley del 1973&#8243; font_container=\u00bbtag:h1|font_size:28|text_align:center|color:%23ffffff\u00bb google_fonts=\u00bbfont_family:Merriweather%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20regular%3A700%3Anormal\u00bb el_class=\u00bbfont-weight-700&#8243; css=\u00bb.vc_custom_1553556252471{margin-bottom: 25px !important;padding-right: 15% !important;padding-left: 15% !important;}\u00bb][vc_custom_heading text=\u00bbLa pensi\u00f3n m\u00e1xima actual a los 65 a\u00f1os de edad es de $51,168.44 pesos m\/n. Si el empleado cuenta con un fondo privado de pensiones (PPP) otorgado por la empresa, ser\u00e1 un complemento que podr\u00e1 disponer en alg\u00fan momento, pero se har\u00e1 la retenci\u00f3n de los impuestos correspondientes, y si este no es el caso, le generar\u00e1 una carga fiscal de hasta el 35% del impuesto sobre la renta ISR.\u00bb font_container=\u00bbtag:h1|font_size:16|text_align:justify|color:%23ffffff\u00bb google_fonts=\u00bbfont_family:Merriweather%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20regular%3A700%3Anormal\u00bb el_class=\u00bbfont-weight-700&#8243; css=\u00bb.vc_custom_1553556270269{margin-bottom: 25px !important;padding-right: 15% !important;padding-left: 15% !important;}\u00bb][\/vc_column_inner][vc_column_inner width=\u00bb1\/2&#8243;][vc_custom_heading text=\u00bbPensi\u00f3n del IMSS Ley del 1997&#8243; font_container=\u00bbtag:h1|font_size:28|text_align:center|color:%23ffffff\u00bb google_fonts=\u00bbfont_family:Merriweather%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20regular%3A700%3Anormal\u00bb el_class=\u00bbfont-weight-700&#8243; css=\u00bb.vc_custom_1553556285540{margin-bottom: 25px !important;padding-right: 15% !important;padding-left: 15% !important;}\u00bb][vc_custom_heading text=\u00bbLa pensi\u00f3n m\u00e1xima alcanzada a los 65 a\u00f1os ser\u00e1 con una tasa de reemplazo en el esquema del AFORE del 26% sobre el \u00faltimo sueldo calculado pero topado a $51,168.44 pesos m\/n, esto es igual a $ 13,303.68 pesos m\/n; si el empleado se encuentra cotizando en el IMSS con un despacho de outsourcing tendr\u00e1 una pensi\u00f3n de entre $ 3,400 y $3,800 pesos m\/n. En el mayor de los casos, este tipo de empleado NO cuenta con un fondo privado de pensiones (PPP) otorgado por la empresa.\u00bb font_container=\u00bbtag:h1|font_size:16|text_align:justify|color:%23ffffff\u00bb google_fonts=\u00bbfont_family:Merriweather%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20regular%3A700%3Anormal\u00bb el_class=\u00bbfont-weight-700&#8243; css=\u00bb.vc_custom_1553556304451{margin-bottom: 25px !important;padding-right: 15% !important;padding-left: 15% !important;}\u00bb][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=\u00bbstretch_row_content_no_spaces\u00bb content_placement=\u00bbmiddle\u00bb css=\u00bb.vc_custom_1550676884649{padding-top: -3px !important;padding-bottom: -3px !important;background: #111111 url(https:\/\/bgadvisors.mx\/bg\/wp-content\/uploads\/2019\/02\/separador3.png?id=2120) !important;}\u00bb][vc_column css=\u00bb.vc_custom_1495093314113{margin-bottom: 30px !important;padding-top: 0px !important;}\u00bb][\/vc_column][\/vc_row][vc_row full_width=\u00bbstretch_row_content_no_spaces\u00bb content_placement=\u00bbmiddle\u00bb css=\u00bb.vc_custom_1551124766608{margin-right: 0px !important;margin-left: 0px !important;padding-top: 60px !important;padding-right: 30px !important;padding-left: 30px !important;background-color: #111111 !important;}\u00bb][vc_column css=\u00bb.vc_custom_1495093314113{margin-bottom: 30px !important;padding-top: 0px !important;}\u00bb][vc_single_image image=\u00bb2124&#8243; img_size=\u00bb130&#215;130&#8243; alignment=\u00bbcenter\u00bb][vc_custom_heading text=\u00bbTu Plan de Ahorro para el Retiro<br \/>\ntiene los siguientes beneficios:\u00bb font_container=\u00bbtag:h1|font_size:38|text_align:center|color:%23ffffff\u00bb google_fonts=\u00bbfont_family:Merriweather%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20regular%3A700%3Anormal\u00bb el_class=\u00bbfont-weight-700&#8243; css=\u00bb.vc_custom_1553556361767{margin-bottom: 25px !important;padding-right: 15% !important;padding-left: 15% !important;}\u00bb][vc_custom_heading text=\u00bbBeneficios Patrimoniales:\u00bb font_container=\u00bbtag:h1|font_size:28|text_align:center|color:%23ffffff\u00bb google_fonts=\u00bbfont_family:Merriweather%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20regular%3A700%3Anormal\u00bb el_class=\u00bbfont-weight-700&#8243; css=\u00bb.vc_custom_1553556492809{margin-bottom: 25px !important;padding-right: 15% !important;padding-left: 15% !important;}\u00bb][vc_custom_heading text=\u00bbProteges el bienestar econ\u00f3mico de tus seres queridos gracias a un seguro de vida e invalidez, ya que, si llegaras a faltar o quedar incapacitado por causa de una enfermedad o un accidente antes de tu Retiro, t\u00fa y tu familia recibir\u00e1n la suma asegurada contratada.\u00bb font_container=\u00bbtag:h1|font_size:17|text_align:center|color:%23ffffff\u00bb google_fonts=\u00bbfont_family:Merriweather%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20regular%3A700%3Anormal\u00bb el_class=\u00bbfont-weight-700&#8243; css=\u00bb.vc_custom_1553556403806{margin-bottom: 25px !important;padding-right: 15% !important;padding-left: 15% !important;}\u00bb][vc_custom_heading text=\u00bbTe permite ahorrar de acuerdo a tus posibilidades y obtener atractivos rendimientos de acuerdo a la moneda de tu elecci\u00f3n en pesos, d\u00f3lares o Udis con una tasa anual m\u00ednima garantizada del 2% en d\u00f3lares y 1% en Udis.\u00bb font_container=\u00bbtag:h1|font_size:17|text_align:center|color:%23ffffff\u00bb google_fonts=\u00bbfont_family:Merriweather%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20regular%3A700%3Anormal\u00bb el_class=\u00bbfont-weight-700&#8243; css=\u00bb.vc_custom_1553556449155{margin-bottom: 25px !important;padding-right: 15% !important;padding-left: 15% !important;}\u00bb][vc_custom_heading text=\u00bbRecibir\u00e1s tu ahorro a escoger en un solo pago o en un plan de rentas mensuales hasta que llegues a faltar y lo podr\u00e1s heredar hasta por 30 a\u00f1os de garant\u00eda a tus seres queridos.\u00bb font_container=\u00bbtag:h1|font_size:17|text_align:center|color:%23ffffff\u00bb google_fonts=\u00bbfont_family:Merriweather%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20regular%3A700%3Anormal\u00bb el_class=\u00bbfont-weight-700&#8243; css=\u00bb.vc_custom_1553556442007{margin-bottom: 25px !important;padding-right: 15% !important;padding-left: 15% !important;}\u00bb][vc_custom_heading text=\u00bbEl contrato de tu plan de retiro ser\u00e1 a la edad que t\u00fa decidas retirarte: 55, 60, 65 o 70 a\u00f1os.\u00bb font_container=\u00bbtag:h1|font_size:17|text_align:center|color:%23ffffff\u00bb google_fonts=\u00bbfont_family:Merriweather%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20regular%3A700%3Anormal\u00bb el_class=\u00bbfont-weight-700&#8243; css=\u00bb.vc_custom_1553556466669{margin-bottom: 25px !important;padding-right: 15% !important;padding-left: 15% !important;}\u00bb][vc_custom_heading text=\u00bbBeneficios Fiscales:\u00bb font_container=\u00bbtag:h1|font_size:28|text_align:center|color:%23ffffff\u00bb google_fonts=\u00bbfont_family:Merriweather%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20regular%3A700%3Anormal\u00bb el_class=\u00bbfont-weight-700&#8243; css=\u00bb.vc_custom_1553556509148{margin-bottom: 25px !important;padding-right: 15% !important;padding-left: 15% !important;}\u00bb][vc_custom_heading text=\u00bbTu plan de Retiro lo podr\u00e1s hacer deducible tanto para personas F\u00edsicas o Morales.\u00bb font_container=\u00bbtag:h1|font_size:17|text_align:center|color:%23ffffff\u00bb google_fonts=\u00bbfont_family:Merriweather%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20regular%3A700%3Anormal\u00bb el_class=\u00bbfont-weight-700&#8243; css=\u00bb.vc_custom_1553627519675{margin-bottom: 25px !important;padding-right: 15% !important;padding-left: 15% !important;}\u00bb][vc_custom_heading text=\u00bbTu plan de Retiro cuenta con 3 opciones de bolsos de ahorro que podr\u00e1s elegir seg\u00fan el tratamiento fiscal que prefieras darles a tus ingresos:\u00bb font_container=\u00bbtag:h1|font_size:17|text_align:center|color:%23ffffff\u00bb google_fonts=\u00bbfont_family:Merriweather%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20regular%3A700%3Anormal\u00bb el_class=\u00bbfont-weight-700&#8243; css=\u00bb.vc_custom_1553556538423{margin-bottom: 25px !important;padding-right: 15% !important;padding-left: 15% !important;}\u00bb][\/vc_column][\/vc_row][vc_row full_width=\u00bbstretch_row_content_no_spaces\u00bb content_placement=\u00bbmiddle\u00bb css=\u00bb.vc_custom_1550679895151{margin-right: 0px !important;margin-left: 0px !important;padding-right: 30px !important;padding-left: 30px !important;background-color: #111111 !important;}\u00bb][vc_column width=\u00bb1\/3&#8243; css=\u00bb.vc_custom_1551125062069{margin-bottom: 30px !important;}\u00bb][vc_single_image image=\u00bb2369&#8243; img_size=\u00bb218&#215;195&#8243; alignment=\u00bbcenter\u00bb][vc_custom_heading text=\u00bbBolso deducible PPR<br \/>\nArt. 151 de la Ley del<br \/>\nimpuesto sobre la renta:\u00bb font_container=\u00bbtag:h1|font_size:20|text_align:center|color:%23ffffff\u00bb google_fonts=\u00bbfont_family:Merriweather%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20regular%3A700%3Anormal\u00bb el_class=\u00bbfont-weight-700&#8243; css=\u00bb.vc_custom_1553556678482{margin-bottom: 25px !important;padding-right: 15% !important;padding-left: 15% !important;}\u00bb][vc_custom_heading text=\u00bbSu m\u00e1ximo de deducibilidad ser\u00e1 de 5 UMA\u00b4 anuales o $ 154,110 pesos m\/n; (aplica solo para plan de retiro edad 65), adem\u00e1s, quedar\u00e1s exento del pago del impuesto ante la autoridad fiscal SAT por 90 UMA\u00b4s anuales, que son actualmente $ 2,773,980 pesos m\/n al recibir tu ahorro.\u00bb font_container=\u00bbtag:h1|font_size:13|text_align:center|color:%23ffffff\u00bb google_fonts=\u00bbfont_family:Merriweather%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20regular%3A700%3Anormal\u00bb el_class=\u00bbfont-weight-700&#8243; css=\u00bb.vc_custom_1553556692268{margin-bottom: 25px !important;padding-right: 15% !important;padding-left: 15% !important;}\u00bb][\/vc_column][vc_column width=\u00bb1\/3&#8243;][vc_single_image image=\u00bb2369&#8243; img_size=\u00bb218&#215;195&#8243; alignment=\u00bbcenter\u00bb][vc_custom_heading text=\u00bbBolso deducible<br \/>\nArt. 185 de la Ley del<br \/>\nimpuesto sobre la renta:\u00bb font_container=\u00bbtag:h1|font_size:20|text_align:center|color:%23ffffff\u00bb google_fonts=\u00bbfont_family:Merriweather%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20regular%3A700%3Anormal\u00bb el_class=\u00bbfont-weight-700&#8243; css=\u00bb.vc_custom_1553556728117{margin-bottom: 25px !important;padding-right: 15% !important;padding-left: 15% !important;}\u00bb][vc_custom_heading text=\u00bbSu m\u00e1ximo de deducibilidad ser\u00e1 de: $ 152,000 pesos m\/n al a\u00f1o, y la aseguradora retendr\u00e1 el 35% de impuestos al recibir el total de tu ahorro hasta el t\u00e9rmino del contrato.\u00bb font_container=\u00bbtag:h1|font_size:13|text_align:center|color:%23ffffff\u00bb google_fonts=\u00bbfont_family:Merriweather%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20regular%3A700%3Anormal\u00bb el_class=\u00bbfont-weight-700&#8243; css=\u00bb.vc_custom_1553556750494{margin-bottom: 25px !important;padding-right: 15% !important;padding-left: 15% !important;}\u00bb][\/vc_column][vc_column width=\u00bb1\/3&#8243;][vc_single_image image=\u00bb2369&#8243; img_size=\u00bb218&#215;195&#8243; alignment=\u00bbcenter\u00bb][vc_custom_heading text=\u00bbBolso excedente no deducible:\u00bb font_container=\u00bbtag:h1|font_size:20|text_align:center|color:%23ffffff\u00bb google_fonts=\u00bbfont_family:Merriweather%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20regular%3A700%3Anormal\u00bb el_class=\u00bbfont-weight-700&#8243; css=\u00bb.vc_custom_1553556740073{margin-bottom: 25px !important;padding-right: 15% !important;padding-left: 15% !important;}\u00bb][vc_custom_heading text=\u00bbContiene las aportaciones que decidiste hacer no deducibles y el excedente del tope PPR o del art. 185; todo lo que ingreses a este bolso se mantendr\u00e1 a la vista y lo podr\u00e1s disponer en cualquier momento, adem\u00e1s, la aseguradora no te har\u00e1 ninguna retenci\u00f3n y no ser\u00e1 un ingreso acumulable ante la autoridad fiscal SAT que podr\u00e1s gozar en el momento que lo decidas.\u00bb font_container=\u00bbtag:h1|font_size:13|text_align:center|color:%23ffffff\u00bb google_fonts=\u00bbfont_family:Merriweather%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20regular%3A700%3Anormal\u00bb el_class=\u00bbfont-weight-700&#8243; css=\u00bb.vc_custom_1553556763766{margin-bottom: 25px !important;padding-right: 15% !important;padding-left: 15% !important;}\u00bb][\/vc_column][\/vc_row][vc_row full_width=\u00bbstretch_row_content_no_spaces\u00bb content_placement=\u00bbmiddle\u00bb css=\u00bb.vc_custom_1550679865861{margin-right: 0px !important;margin-left: 0px !important;padding-right: 30px !important;padding-left: 30px !important;background-color: #111111 !important;}\u00bb][vc_column css=\u00bb.vc_custom_1495093314113{margin-bottom: 30px !important;padding-top: 0px !important;}\u00bb][vc_custom_heading text=\u00bbTransferencia del Fondo Privado de Pensiones PPP y liquidaci\u00f3n por renuncia o despido del empleado .\u00bb font_container=\u00bbtag:h1|font_size:26|text_align:center|color:%23ffffff\u00bb google_fonts=\u00bbfont_family:Merriweather%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20regular%3A700%3Anormal\u00bb el_class=\u00bbfont-weight-700&#8243; css=\u00bb.vc_custom_1553627532696{margin-bottom: 25px !important;padding-right: 15% !important;padding-left: 15% !important;}\u00bb][vc_custom_heading text=\u00bbUn plan privado de pensiones es una prestaci\u00f3n que otorgan las compa\u00f1\u00edas a sus empleados para que cuenten con un capital adicional al otorgado por su AFORE al momento de su retiro, tiene por objetivo ayudarlos a mejorar su tasa de reemplazo.\u00bb font_container=\u00bbtag:h1|font_size:17|text_align:center|color:%23ffffff\u00bb google_fonts=\u00bbfont_family:Merriweather%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20regular%3A700%3Anormal\u00bb el_class=\u00bbfont-weight-700&#8243; css=\u00bb.vc_custom_1553556803624{margin-bottom: 25px !important;padding-right: 15% !important;padding-left: 15% !important;}\u00bb][vc_custom_heading text=\u00bbCuando un empleado renuncia o es despedido, podr\u00e1 tomar su fondo de ahorro PPP, pero habr\u00e1 una retenci\u00f3n directa del 35% de impuestos por parte de la compa\u00f1\u00eda, afectando indirectamente el patrimonio del empleado. Contar con un Plan Personal de Ahorro para el Retiro le ayuda al empleado a que la empresa no le retenga el impuesto correspondiente de su fondo PPP, ya que se lo reintegrar\u00e1 directamente al bolso de su Plan de Retiro PPR, adem\u00e1s de que estar\u00e1 exento hasta por 90 UMA\u00b4s o $ 2,773,980 pesos m\/n, y quedar\u00e1 libre ante la autoridad fiscal de acumularlo a sus ingresos. Adem\u00e1s, si es acreedor a un monto por liquidaci\u00f3n, se podr\u00e1 transferir directamente al Bolso \u201cNo deducible\u201d y este monto quedar\u00e1 a la vista sin acumularlo a como nuevos ingresos.\u00bb font_container=\u00bbtag:h1|font_size:17|text_align:center|color:%23ffffff\u00bb google_fonts=\u00bbfont_family:Merriweather%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20regular%3A700%3Anormal\u00bb el_class=\u00bbfont-weight-700&#8243; css=\u00bb.vc_custom_1553556828582{margin-bottom: 25px !important;padding-right: 15% !important;padding-left: 15% !important;}\u00bb][vc_custom_heading text=\u00bbContar con la estrategia clave es primordial para<br \/>\ngarantizar un retiro digno.\u00bb font_container=\u00bbtag:h1|font_size:32|text_align:center|color:%23ffffff\u00bb google_fonts=\u00bbfont_family:Merriweather%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20regular%3A700%3Anormal\u00bb el_class=\u00bbfont-weight-700&#8243; css=\u00bb.vc_custom_1553556849724{margin-bottom: 25px !important;padding-right: 15% !important;padding-left: 15% !important;}\u00bb][vc_custom_heading text=\u00bbBG ADVISORS\u00bb font_container=\u00bbtag:h1|font_size:50|text_align:center|color:%23ffffff\u00bb google_fonts=\u00bbfont_family:Merriweather%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20regular%3A700%3Anormal\u00bb el_class=\u00bbfont-weight-700&#8243; css=\u00bb.vc_custom_1550680110926{margin-top: 30px !important;margin-bottom: 25px !important;padding-right: 15% !important;padding-left: 15% !important;}\u00bb][vc_custom_heading text=\u00bb\u00a1AC\u00c9RCATE CON LOS EXPERTOS!<br \/>\nEstamos aqu\u00ed para dise\u00f1ar tu futuro.\u00bb font_container=\u00bbtag:h1|font_size:30|text_align:center|color:%23ffffff\u00bb google_fonts=\u00bbfont_family:Merriweather%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic%2C900%2C900italic|font_style:700%20bold%20regular%3A700%3Anormal\u00bb el_class=\u00bbfont-weight-700&#8243; css=\u00bb.vc_custom_1550679787770{margin-top: -15px !important;margin-bottom: 25px !important;padding-right: 15% !important;padding-left: 15% !important;}\u00bb][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row full_width=\u00bbstretch_row_content_no_spaces\u00bb][vc_column][\/vc_column][\/vc_row][vc_row full_width=\u00bbstretch_row_content_no_spaces\u00bb content_placement=\u00bbmiddle\u00bb css=\u00bb.vc_custom_1548270109648{margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;background-color: #111111 !important;}\u00bb el_class=\u00bbprimary_bgcolor bg-gradient tm-fullwidth\u00bb][vc_column width=\u00bb1\/2&#8243; css=\u00bb.vc_custom_1548269221884{padding-top: 0px !important;padding-bottom: 0px !important;}\u00bb][vc_row_inner el_class=\u00bbw-570&#8243; css=\u00bb.vc_custom_1458551731252{padding-top: 80px !important;padding-bottom: 80px !important;}\u00bb][vc_column_inner][vc_custom_heading text=\u00bbExperiencia: Nuestra principal ventaja competitiva\u00bb font_container=\u00bbtag:h2|font_size:30|text_align:left|color:%23ffffff|line_height:1em\u00bb google_fonts=\u00bbfont_family:Merriweather%3A300%2C300italic%2Cregular%2Citalic%2C700%2C700italic%2C900%2C900italic|font_style:400%20regular%3A400%3Anormal\u00bb tm_font_weight=\u00bb700&#8243; tm_letter_spacing=\u00bb-1px\u00bb el_class=\u00bbheading-left-white font-weight-700&#8243;][vc_custom_heading text=\u00bbLa experiencia es el conocimiento adquirido a trav\u00e9s de los a\u00f1os, un conocimiento que nos ha [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"jetpack_post_was_ever_published":false,"footnotes":""},"class_list":["post-2359","page","type-page","status-publish","hentry"],"jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/PaI3oC-C3","jetpack-related-posts":[],"_links":{"self":[{"href":"https:\/\/bgadvisors.mx\/bg\/wp-json\/wp\/v2\/pages\/2359","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bgadvisors.mx\/bg\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/bgadvisors.mx\/bg\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/bgadvisors.mx\/bg\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bgadvisors.mx\/bg\/wp-json\/wp\/v2\/comments?post=2359"}],"version-history":[{"count":16,"href":"https:\/\/bgadvisors.mx\/bg\/wp-json\/wp\/v2\/pages\/2359\/revisions"}],"predecessor-version":[{"id":3652,"href":"https:\/\/bgadvisors.mx\/bg\/wp-json\/wp\/v2\/pages\/2359\/revisions\/3652"}],"wp:attachment":[{"href":"https:\/\/bgadvisors.mx\/bg\/wp-json\/wp\/v2\/media?parent=2359"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}